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Please read these terms and conditions carefully. They are intended to constitute a binding agreement that conditions your use of this Website. By accessing and using this Website, you agree to be bound by the terms and conditions below. If you do not agree to the terms and conditions below, do not access this Website. If after reading these terms and conditions you remain at this Website, or return thereafter, you agree to be bound by this agreement.


This site is intended for use by members of Vision One Credit Union located within the United States of America ("you") as an information resource for Vision One ("we"). If you are not located within the United States, you do not have permission to use this Website and may not continue to access this Website. You are granted a nonexclusive, revocable license to copy or print one unaltered permanent copy of site materials for your personal use—noncommercial use only. No permission is given to print, copy, reproduce, distribute, publicly display, perform, publish, transmit, upload, download, store, license, create derivative works from, alter, or modify materials, transfer, or sell anything obtained from this site. You agree that you will not use (or allow others to use) the site or any information contained on it for any wrongful, unauthorized, or unlawful purposes. You also agree to indemnify and hold us and our affiliates harmless from and against any loss, damage, or expense (including but not limited to attorney's fees) incurred because of any such use.


Information available on this site is produced by us or is acquired from third-party sources believed by us to be accurate and reliable as of the date we post. The information and materials contained as part of this Website are provided on an "as is" and "as available" basis, without any warranties whatsoever about the nature or content (either when posted or as a result of the passage of time) of any material at this Website, and without any representations or guarantees. All express and implied warranties are expressly excluded and disclaimed, including, but not limited to, any implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. The Vision One Credit Union does not warrant the accuracy, adequacy, or completeness of this information and materials, and it expressly disclaims liability for errors or omissions in this information and materials. In addition, The Vision One Credit Union makes no representations, warranties, or guarantees that this Website will be secure, accessible continuously, and without interruption, or error free. To the extent that you might otherwise believe that any warranties, guarantees, or representations have been made to you, you hereby agree that such statements, whether made orally or in writing, are to be construed as merely nonbinding expressions of policy rather than affirmative representations, obligations, guarantees, or warranties. In the event of any conflict between this section and other terms and provisions of this agreement, this section shall be construed to take precedence. 


In order to provide you with this service, Vision One Credit Union is unable to accept liability for any conduct, acts, or omissions at this Website or any losses you may incur. In no event shall Vision One Credit Union be liable for any damages (including without limitation any direct, indirect, special, incidental, or consequential damages), losses or expenses that arise in connection with the Website, the use of the Website, or the inability of anyone to use the Website, or for any claims by any third parties. Vision One Credit Union shall also not be liable for any damages, losses, or expenses that arise in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, or computer or system failure. Vision One Credit Union shall not be liable for such damages, losses, or expenses even though it or its representatives are advised of the possibility of such damages, losses, or expenses.


Your access privileges are conditioned on your adherence to the terms discussed here. If you violate any of the terms of this agreement, you agree that Vision One Credit Union may deny you access to the Website. You further agree, at your own expense, to defend and indemnify Vision One Credit Union and hold Vision One Credit Union harmless against all claims arising in any manner whatsoever which may be asserted against Vision One Credit Union, and all losses arising on any manner whatsoever and incurred as a result of any violations of this agreement. If asked to do so, you agree that you will not attempt to access this Website.


Vision One Credit Union provides hyperlinks as a convenience to you and has no control over the content posted at these Websites, nor does Vision One Credit Union make any representation as to the content of these Websites. Hyperlinks to other internet resources are to be used by you at your own risk. The content, accuracy, opinions expressed, and other links provided by these resources may not be investigated, verified, or monitored by Vision One Credit Union, and such links are not endorsed by Vision One Credit Union unless otherwise specifically stated. If you believe that Vision One Credit Union has provided a hyperlink to a site that contains infringing or illegal content or which makes available cracker tools or other circumvention devices, we ask you to notify Vision One Credit Union so that we may evaluate whether (in Vision One Credit Union's sole discretion) to disable it. 


This Website and the products and services that are described or offered through the Website can be amended in whole or in part or terminated at any time. Users of the Web site shall have no right to expect the continuation of any part of the Website nor any products and services that are described or offered through the Website. Some products and services may not be available in all geographic areas. Your eligibility for particular products and services is subject to final determination and acceptance by Vision One Credit Union. 


All information submitted to you via this Website may be used by Vision One Credit Union in any manner that complies with applicable laws and regulations, and the policies of Vision One Credit Union.


Original material that Vision One Credit Union posts on this Website is protected by intellectual property laws. You are hereby granted a non-exclusive license to use this Website. You are also granted a limited license to print a copy of content posted at this Website, but only for your personal use. Except as expressly provided herein, all rights are reserved. Among other things, except to the extent required for the limited purpose of reviewing material on Vision One Credit Union's Website, electronic reproduction, adaptation, distribution, performance, or display is prohibited. Commercial use of any of the content of this Website is strictly prohibited. You may not display this Website in frames (or any of the content via links) without Vision One Credit Union's express written permission.


Vision One Credit Union or a third-party vendor owns the copyright to the pages and the screens displaying the pages that appear on the Website.


Vision One Credit Union or a third-party vendor owns the trademark and service mark rights in marks contained in the Website pages.


It is the policy of Vision One Credit Union not to tolerate any acts of intellectual property infringement or violations of U.S. law or to allow any child pornography or obscene or defamatory material to be posted at this Website. Vision One Credit Union will do its best, in good faith, to remove, disable, or restrict access to or the availability of material that, in its subjective view, is infringing, racist, obscene, obscene as to minors, child pornography, lewd, lascivious, filthy, excessively violent, harassing, or otherwise objectionable. The provisions of this section are intended to implement this policy but are not intended to impose a contractual obligation on Vision One Credit Union to undertake, or refrain from undertaking, any particular course of conduct.


You may not use this Website to transmit unsolicited e-mail. You may not send unsolicited e-mail to this Website or to anyone whose e-mail address includes the domain name used on this Website. You may not use Vision One Credit Union's domain name as a pseudonymous return e-mail address for any communications which you transmit from another location or through another service. You may not pretend to be someone else or spoof another's identity when using this Website.


No waiver of any of the foregoing terms and conditions shall be effective unless it is in writing and signed by an authorized officer of Vision One Credit Union, and no waiver shall be deemed to imply or constitute a continuing waiver or a waiver of any other term or condition.


You will be deemed to have agreed to the exclusive jurisdiction of the State and Federal courts of the State of California, USA, for resolution of any dispute you have relating to the goods or services offered or promoted herein, or to this agreement. The laws of the State of California (excluding its conflict of laws rules) will be applied to any dispute, regardless of where it is heard, and these terms and conditions are governed by the laws of the State of California (excluding its conflict of laws rules).


If any portion of this agreement is ruled invalid or otherwise unenforceable, it shall be deemed amended in order to achieve as closely as possible the same effect as originally drafted. Any invalid or unenforceable portion shall be construed as narrowly as possible in order to give effect to as much of the agreement as possible.