Relocation

Relocating an optometry practice is a significant business decision that can create meaningful opportunities for growth, improved visibility, better patient access, expanded clinical capacity, and a more efficient practice environment. Whether you are moving to a larger space, improving your location, transitioning from an existing lease, or building out a modern office, the right financing structure can help support the move while preserving working capital.

Our practice relocation financing is designed specifically for private practice optometrists and structured around the real costs, timing, and cash flow needs of a successful relocation. A move often involves more than simply changing addresses. Project costs may include leasehold improvements, architectural plans, permitting, contractor payments, equipment, IT systems, furniture, optical displays, signage, marketing, staff training, temporary rent overlap, and working capital during the transition period.

Our financing approach helps align funding with the timing of your relocation by allowing funds to be advanced as project expenses are incurred. This can help reduce pressure on practice cash flow before the new location is fully operational and support both the physical move and the business continuity needed to retain patients, staff, and revenue.

Whether you are relocating to improve visibility, expand capacity, modernize the patient experience, or position the practice for future growth, our financing solutions are designed to support your move from planning through opening day.

Financing Highlights: 

• Financing available for relocation, buildout, equipment, furniture, fixtures, signage, technology, and working capital
• Loan terms structured around the scope of the project and practice cash flow
• Fixed-rate financing for predictable monthly payments
• Construction or project disbursement options available for buildout and improvement costs
• Interest-only payment options may be available during the relocation or construction period
• Multiple disbursements available to support deposits, contractor draws, vendor invoices, equipment purchases, and final project costs
• Designed to help preserve liquidity during the transition from the existing location to the new practice location

Common Financing Uses:

• New office buildout and tenant improvements
• Relocation-related construction costs
• Equipment, furniture, fixtures, and optical displays
• Signage, branding, and patient communication
• Technology, IT, phones, and practice management systems
• Moving expenses and transition costs
• Lease deposits and project-related soft costs
• Temporary working capital during the relocation period
• Marketing to support patient awareness and retention

All financing is subject to credit approval, collateral review, project budget review, lease review, contractor and invoice documentation, disbursement requirements, professional licensing eligibility, and applicable underwriting guidelines.