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Deposit Rates

Effective 07/01/10



REGULAR & IRA CERTIFICATES

  Dividend RateAPY*
Flexible Savings Certificate      
6 Month Term, $500 minimum balance for APY      
 $500 - $24,9991.04%1.05%
 $25,000 & Above1.04%1.05%
Bump-Up Savings Certificate      
24-36 Month Term, $10,000 minimum balance for APY      
 $10,000 - $24,9991.09%1.10%
 $25,000 - $89,9991.33%1.35%
 $90,000 & Above1.58%1.60%
3 - 6 Month Savings Certificate      
3-11 Month Term      
 $1,000 - $24,9991.09%1.10%
 $25,000 - $49,9991.23%1.25%
 $50,000 - $89,9991.38%1.40%
 $90,000 - $249,9991.43%1.45%
$250,000 & Above1.63%1.65%
12 Month Savings Certificate      
12-17 Month Term      
 $1,000 - $24,9991.43%1.45%
 $25,000 - $49,9991.53%1.55%
 $50,000 - $89,9991.58%1.60%
 $90,000 - $249,9991.63%1.65%
$250,000 & Above1.97%2.00%
18 Month Savings Certificate      
18-23 Month Term      
 $1,000 - $24,9991.53%1.55%
 $25,000 - $49,9991.63%1.65%
 $50,000 - $89,9991.73%1.75%
 $90,000 - $249,9991.83%1.85%
$250,000 & Above2.07%2.10%
24 Month Savings Certificate      
24-35 Month Term      
 $1,000 - $24,9991.78%1.80%
 $25,000 - $49,9991.87%1.90%
 $50,000 - $89,9991.97%2.00%
 $90,000 - $249,9992.07%2.10%
$250,000 & Above2.22%2.25%
36 Month Savings Certificate      
36-47 Month Term      
 $1,000 - $24,9991.92%1.95%
 $25,000 - $49,9992.07%2.10%
 $50,000 - $89,9992.17%2.20%
 $90,000 - $249,9992.27%2.30%
$250,000 & Above2.41%2.45%

* APY = Annual Percentage Yield. The APY is accurate as of the effective date. Rates and terms are subject to change. A $1,000 minimum balance is required to earn APY, unless otherwise stated above. Fees could reduce earnings. A penalty may be imposed for early withdrawal.

SAVINGS ACCOUNTS

  Dividend RateAPY*
Regular Share Savings      
$100 - $499.990.25%0.25%
 $500 & Above0.95%0.95%
Money Market      
 $2,500 - $9,9991.05%1.06%
 $10,000 - $24,9991.14%1.15%
 $25,000 - $49,9991.18%1.20%
 $50,000 - $89,9991.28%1.30%
 $90,000 - $249,9991.38%1.40%
 $250,000 & Above1.87%1.90%


CHECKING ACCOUNTS

  Dividend RateAPY*
20/20 Business Checking      
 $1,000 - $4,9990.25%0.25%
 $5,000 - $9,9990.45%0.45%
 $10,000 - $39,9990.70%0.70%
$40,000 & Above1.00%1.00%
Preferred Checking      
 $500 & Above0.90%0.90%
Money Market Checking      
 $2,500 - $9,9991.05%1.06%
 $10,000 - $24,9991.14%1.15%
 $25,000 - $49,9991.18%1.20%
 $50,000 - $89,9991.28%1.30%
 $90,000 - $249,9991.38%1.40%
 $250,000 & Above1.87%1.90%
HSA Checking
$500 & Above0.90%0.90%

* APY = Annual Percentage Yield. The APY is accurate as of the effective date. Rates and terms are subject to change. A $500 minimum balance is required to earn APY, unless otherwise stated above. Fees could reduce earnings.

RETIREMENT ACCOUNTS

  Dividend RateAPY*
IRA Shares      
 $100 - $4990.25%0.25%
 $500 & Above0.95%0.95%
IRA Money Market      
 $100 - $2,4990.80%0.80%
 $2,500 - $9,9991.05%1.06%
 $10,000 - $24,9991.14%1.15%
 $25,000 - $49,9991.18%1.20%
 $50,000 - $ 89,9991.28%1.30%
 $90,000 - $ 249,9991.38%1.40%
 $250,000 & Above1.87%1.90%
 

OTHER SAVINGS ACCOUNTS

  Dividend RateAPY*
Cookie Jar Accounts      
$100 - $499.990.25%0.25%
 $500 & Above0.95%0.95%
Young Savers Account      
$25 - $99.990.25%0.25%
 $100 & Above0.95%0.95%

* APY = Annual Percentage Yield. The APY is accurate as of the effective date. Rates and terms are subject to change. A $100 minimum balance is required to earn APY, unless otherwise stated above. Fees could reduce earnings.

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