Vision One Credit Union

3279 Ramos Circle, Sacramento, CA 95827
800-327-2628

Better 1 Better 2

Deposit Rates:

 

Effective 01/14/2013 Printer friendly version

Regular & IRA Certificates

  Dividend RateAPY*
Flexible Savings Certificate
6 Month Term, $500 minimum balance for APY
$500 - $24,9990.45%0.45%
$25,000 & Above0.45%0.45%
Bump-Up Savings Certificate
24-36 Month Term, $10,000 minimum balance for APY
$10,000 - $24,9990.54%0.55%
$25,000 - $89,9990.54%0.55%
$90,000 & Above0.79%0.80%
3 - 6 Month Savings Certificate
3-11 Month Term
$1,000 - $24,9990.50%0.50%
$25,000 - $49,9990.54%0.55%
$50,000 - $89,9990.59%0.60%
$90,000 - $249,9990.69%0.70%
$250,000 & Above1.09%1.10%
12 Month Savings Certificate
12-17 Month Term
$1,000 - $24,9990.59%0.60%
$25,000 - $49,9990.64%0.65%
$50,000 - $89,9990.69%0.70%
$90,000 - $249,9990.79%0.80%
$250,000 & Above1.19%1.20%
18 Month Savings Certificate
18-23 Month Term
$1,000 - $24,9990.59%0.60%
$25,000 - $49,9990.69%0.70%
$50,000 - $89,9990.79%0.80%
$90,000 - $249,9990.89%0.90%
$250,000 & Above1.24%1.25%
24 Month Savings Certificate
24-35 Month Term
$1,000 - $24,9990.84%0.85%
$25,000 - $49,9990.94%0.95%
$50,000 - $89,9991.04%1.05%
$90,000 - $249,9991.14%1.15%
$250,000 & Above1.34%1.35%
36 Month Savings Certificate
36-47 Month Term
$1,000 - $24,9991.09%1.10%
$25,000 - $49,9991.14%1.15%
$50,000 - $89,9991.24%1.25%
$90,000 - $249,9991.34%1.35%
$250,000 & Above1.49%1.50%

* APY = Annual Percentage Yield. The APY is accurate as of the effective date. Rates and terms are subject to change. A $1,000 minimum balance is required to earn APY, unless otherwise stated above. Fees could reduce earnings. A penalty may be imposed for early withdrawal.


Savings Accounts

  Dividend RateAPY*
Regular Share Savings
$100 - $499.990.00%0.00%
$500 & Above0.25%0.25%
Money Market
$2,500 - $9,9990.40%0.40%
$10,000 - $24,9990.45%0.45%
$25,000 - $49,9990.50%0.50%
$50,000 - $89,9990.55%0.55%
$90,000 - $249,9990.65%0.65%
$250,000 & Above1.00%1.00%

Checking Accounts

  Dividend RateAPY*
20/20 Business Checking
$1,000 - $4,9990.05%0.05%
$5,000 - $9,9990.10%0.10%
$10,000 - $39,9990.20%0.20%
$40,000 & Above0.30%0.30%
Preferred Checking
$500 & Above0.25%0.25%
Money Market Checking
$2,500 - $9,9990.40%0.40%
$10,000 - $24,9990.45%0.45%
$25,000 - $49,9990.50%0.50%
$50,000 - $89,9990.55%0.55%
$90,000 - $249,9990.65%0.65%
$250,000 & Above1.00%1.00%
HSA Checking
$500 & Above0.40%0.40%

* APY = Annual Percentage Yield. The APY is accurate as of the effective date. Rates and terms are subject to change. A $500 minimum balance is required to earn APY, unless otherwise stated above. Fees could reduce earnings.


Retirement Accounts

  Dividend RateAPY*
IRA Shares
$100 - $4990.00%0.00%
$500 & Above0.25%0.25%
IRA Money Market
$100 - $2,4990.25%0.25%
$2,500 - $9,9990.40%0.40%
$10,000 - $24,9990.45%0.45%
$25,000 - $49,9990.50%0.50%
$50,000 - $ 89,9990.55%0.55%
$90,000 - $ 249,9990.65%0.65%
$250,000 & Above1.00%1.00%

Other Savings Accounts

  Dividend RateAPY*
Cookie Jar Accounts      
$100 - $499.990.00%0.00%
 $500 & Above0.25%0.25%
Young Savers Account      
$25 - $99.990.00%0.00%
 $100 & Above0.25%0.25%

* APY = Annual Percentage Yield. The APY is accurate as of the effective date. Rates and terms are subject to change. A $100 minimum balance is required to earn APY, unless otherwise stated above. Fees could reduce earnings.