Retirement Services

IRA - Individual Retirement Accounts

It is never too early to start planning for your retirement. Depending upon your needs, Vision One has the retirement account for you.

• Traditional IRA - an account that allows you to defer taxes on your earnings until they are withdrawn. Certain contributions are tax deductible in the tax year for which they are made.
• Roth IRA - a non-deductible account that features tax-free earnings and withdrawals.
• Educational IRA - a non-deductible account that features tax-free earnings for a very specific purpose - a child's higher education expense.
• SEP IRA - a retirement plan specifically designed for self-employed people and small business owners where the contributions may be tax deductible and earnings grow tax-deferred. Offering a retirement plan makes it easier to attract and retain valuable employees.