Loans
Home Equity Loans and Lines of Credit
Vision One offers two ways to access the equity in your home. With our low rates you can borrow against your equity to: remodel your home, buy a car, take a vacation, fund a college education, and much more. The interest may even be tax deductible! *
Home Equity Loans
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Borrow up to 80% of the available equity in your home
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7 year terms available
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Fixed rates
Home Equity Line of Credit (HELOC)
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10 year, revolving line of credit
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Interest only payments
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Credit limits up to 80% of the available equity in your home
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Convenient check access
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No annual fees
- See our current rates
Contact us today to speak to a loan officer. If you are not currently a member, find out how to join.
*Please consult your tax advisor regarding the deductibility of interest. Vision One Credit Union does not give tax advice.
There is a minimum "floor" APR on all Equity Lines of Credit of 4.99% and a maximum APR of 18%. Property may be subject to appraisal. Limited to one-to-four family units located in the state of California. Excludes mobile homes. Other restrictions on the property may apply. Loans secured by your home other than your first mortgage must be paid off at the time of loan funding. Property insurance is required. Flood insurance may be required. Rates, APR, terms and conditions are subject to change without notice.
