Retirement Accounts

Vision One wants to help you, the independent O.D., plan for your retirement. We offer different types of retirement accounts to help you build wealth for your future.

IRA - Individual Retirement Accounts

Tax Deductible –Traditional and SEP IRAs allow you to make contributions that may be tax deductible and allow earnings to grow tax-deferred.  See your tax advisor for details.

Retaining employees – One of the reasons SEP IRAs were developed was to allow the practice owner a way to provide a benefit to their employees that may help attract and retain valuable people.

Contributing the maximum allowed – Because SEP IRAs have a greater maximum contribution limit than the Traditional IRA, many practice owners and self-employed O.D.s elect to open a SEP IRA.  See your tax advisor to see if this is the account for you.

Flexibility for withdrawals in case of emergency – Roth IRAs provide accountholders with peace of mind because it allows withdrawals of the contributions without a penalty. Contact us for more information regarding this type of IRA.

All IRAs are insured up to $250,000 by the National Credit Union Association (NCUA).

We offer both Money Market and Certificate IRA accounts.  See our current rates.

If you have any questions regarding our retirement accounts, please call us toll-free at (800) 327-2628, Monday through Friday, 8:00 AM to 5:30 PM, excluding holidays.