Vision One Credit Union

3279 Ramos Circle, Sacramento, CA 95827

Better 1 Better 2

Practice Ownership

Vision One offers a full range of Practice Acquisition financing.


1st Practice:

Business Services

Do you want the freedom, challenge and opportunity to run your own practice? Vision One can help you realize your dream of owning a private optometric practice.

  • Up to 100% financing available
  • Financing includes working capital
  • Variable or fixed interest rates
  • Custom features are available to support cash flow
  • No prepayment penalties
  • Contact us for rates and further details

VISION LOANS® - A Unique Financing Program for 1st practice purchase


VSP, Essilor and Vision One Credit Union together have developed a Loan Program that helps buyers and sellers overcome common obstacles to sale. VSP, Essilor and Vision One have committed over $60 million to the Program.

  • Helps new buyers overcome the student debt and no asset hurdle
  • Special terms help reduce transition risk and increase the probability of success
  • Allows entry to practice ownership almost immediately after graduation via the Partnership Buy-in program

Partial Practice Interest:


Want to slow down, but not ready to retire? Or, has increased patient load created a need for more O.D. days in your practice? Concerned about the level of commitment from associates? You might consider selling a partial interest in your practice.

Vision One offers financing for a partnership interest or corporate stock purchase:

  • Sole practitioner selling a portion of a practice
  • Sale of a retiring partner's interest in a practice
  • Formation of multiple doctor practice


  • Obtain ownership soon after graduation
  • Reduces business risk as the senior partner becomes a "mentor"
  • Realize value through your contribution to practice growth


  • Receive cash upon sale
  • Practice assets generally remain free and clear
  • Lock in your successor and gradually transition into retirement while retaining control of the practice
  • Build a larger, more valuable practice through the dedication of a partial owner
  • Contact us for rates and further details

Additional Practice(s):

Want to build wealth by acquiring additional practice locations? Vision One can customize financing to realize your strategic objectives.

  • Up to 100% financing available
  • Variable or fixed rates
  • No prepayment penalties
  • Contact us for rates and further details